Forward Finance
Designed specifically for businesses with a turnover under £300,000, you can access cash tied up in your invoices up to a value of £50,000.
Key Features:
- Up to 90% of the value of your invoice within five days of your application
- Up to £50,000 with minimal paperwork
- No set up fees
Factoring
Provides access to the value of outstanding customer invoices while we manage your credit control and chase your customers for payments.
Key Features:
- Up to 100% of invoice value within 24 hours
- You get cash against the value of your invoices as they are raised
- The cash you can access grows in line with your sales
Invoice Discounting
Allows you to get access to cash tied up in unpaid invoices to help your cashflow, while you manage your outstanding customer payments.
Key Features:
- Up to 100% of invoice value within 24 hours
- 12 and 24 month contracts or a flexible 30 day notice rolling contract
- You liaise with your customers for payment
Construction Finance
Provides contractors and sub-contractors with cash against the value of invoices throughout the various stages of a contract.
Key Features:
- Access funding when an application for payment is submitted
- Complete credit control service
- Confidential process if required
Export Finance
We help businesses that sell internationally to access the cash tied up in invoices and overcome the challenges of selling goods or services overseas.
Key Features:
- 100% funding available for international sales
- Receive cash against the value of your invoices as they are raised
- Complete credit control service
Recruitment Finance
Supports your back office administration as well as providing the funding to enable you to meet your payroll costs.
Key Features:
- Up to 100% funding of your invoices
- No long-term contracts and one simple fee as a percentage of your turnover
- Support with back office and payroll management through our partners
Trade Finance
Bridges the cashflow gap between paying suppliers and waiting for customers to pay if you buy goods for resale from UK or overseas suppliers.
Key Features:
- Access to funding to fulfil existing orders and accept new ones
- We pay your suppliers against shipping documentation or open a letter of credit
- Benefit from any supplier discounts if you order in bulk or make prompt payment
Leasing
Allows you to spread the cost by renting new equipment or refinance the assets you already own.
Key Features:
- No need to buy equipment outright
- Straightforward terms with payments collected monthly
- Allows you to keep funds in your business for other uses
Hire Purchase and Refinancing
Unlock the value of your existing assets to release cash to further develop your business or improve your cashflow.
Key Features:
- A cost effective alternative to purchasing outright
- Repay regular affordable monthly instalments
- Release cash from the value of your existing assets
Foreign Exchange
We help take the complexity out of exchanging currency and reduce your exposure to the ups and downs of currency fluctuations.
Key Features:
- Combine your funding with business forex to release cash from your invoices within 24 hours
- Money exchanged and sent on the same day
- Locks in exchange rates at today’s price
Bad Debt Protection
Protecting your business against the impact of a customer’s insolvency or ability to pay.
Key Features:
- Non-recourse factoring means we take on your bad debt risk
- Protects up to 90% of your bad debts
- Protection can be provided for customers with balances over £500