Are Christmas Loans Naughty or Nice? Here’s the Answer

Are Christmas Loans Naughty or Nice? Here’s the Answer

The holidays tend to be the most expensive time of the year. Trips to visit family, shopping for Christmas presents and all the extra entertaining can put a dent in any budget. For some people, Christmas expenses are covered with savings, a holiday bonus check or credit card financing.

But where do consumers with poor credit history and no savings turn? Not many financial borrowing products are available to those who need it most. Christmas loans are a cheery-sounding financial product that offer fast cash during the holiday season to those who may not be able to borrow elsewhere. Read more