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However, having a bad credit score or no credit history whatsoever doesn’t mean you won’t be able to get a loan, some of the lenders we work with specialise in helping bad credit customers, rather than relying on your credit report they can put far more emphasis on your current financial situation and your ability to repay on time. Apply through us and you may just be surprised.
Why should I use Cobra Payday Loans if I want to apply for a loan?
As an FCA authorised company we are in an excellent position to help you find the finance you need. We work with a wide range of lenders, many of which will accept applications from people with a bad credit history, far more importantly they are more interested in whether you can afford to repay the loan and don’t base their decision solely on your credit past.
Why do people search for no credit check loans?
More often than not the main reason people search for this type of loan is because of problems obtaining finance. That may be because they either have no credit history or have had trouble in the past and are now classed as having a bad credit record.
But all may not be lost, having a bad credit record does not have to be the be all and end all. We have helped thousands of people find the credit they need. Some of the lenders we work with will consider applications from all types of credit background. Read more